Frequently Asked Questions
General
The price for renting an apartment home at our community can be found on the floor plans page of our website.
Visit our website’s Floor Plans page to see up-to-date monthly rental rates, available layouts, and apartment home details.
Yes, our community is a pet-friendly apartment community. We welcome pets and provide a pet-friendly living environment for residents and their furry companions. For full pet policy details, please visit the Amenities page on our website and scroll to the bottom of the page where you will find more information on the pet policy.
Covered parking is not available
Yes, our apartment community offers flexible lease terms, including short-term and long-term options, depending on the community and floor plan you choose.
Available lease terms vary by location and apartment home type. To view the specific lease options for your preferred apartment, visit the Floor Plans page on our website.
You can view the income and credit requirements to qualify for this community on the Qualification Criteria page, which is linked in the footer of our website.
Our apartment community offers a built-in cost calculator for each floor plan. This tool helps you view pricing details and estimate apartment costs for the specific home you are interested in. For more detailed information, visit the Floor Plans page on our website and select your preferred floor plan to access the cost calculator.
Yes, our community offers both guided tours and virtual tours. You can choose the tour option that works best for your schedule and preferences. To schedule a tour, visit the Schedule a Tour section of our website and select your preferred date and time. We look forward to showing you around our community.
Move-in specials may be available, but they can change at any time. For the most current move-in specials, availability, and full offer details, please contact our leasing office directly. Our team will be happy to answer your questions and help you review current offers for the apartment home you are considering.
Fee structure details are included in your lease agreement and can also be viewed on our website through the cost calculator for your specific floor plan. To find this information online, visit the Floor Plans page, select your exact apartment home, and review the cost calculator to see applicable fees and pricing details. For the most complete information, refer to your lease agreement.
Customer Support
Yes, assistance is available 24/7. You can get help anytime through our website chatbot, by text, or by calling after hours to speak with Parker, our AI Leasing Agent.
24/7 Support Options
Parker is available to help answer your questions outside of regular business hours. If Parker is unable to assist, please leave a message and our team will follow up during normal business hours.
Business Hours
Our regular business hours are listed on the Contact Us page of our website.
Yes, renter's insurance is required. More specific policy details are provided after approval. Our renter's insurance policy helps protect residents if an unforeseen event affects their home. This coverage can provide added protection in emergencies and other unexpected situations.
For complete coverage details, please refer to the information provided during the approval process.
Neighborhood
Steilacoom – Home of Harbor Oaks
Steilacoom holds a unique distinction as Washington State's first incorporated city, and it remains one of the most charming and historically rich communities in the South Sound. Harbor Oaks Apartments is located in the heart of Steilacoom, offering beautifully designed one-, two-, and three-bedroom homes with craftsman-style finishes and single-level layouts. The community is just minutes from the Steilacoom Ferry Terminal, public beaches, and the scenic Puget Sound coastline, offering a lifestyle that blends coastal living with everyday convenience.
Central Lakes (Lakewood)
Directly neighboring Steilacoom, the Central Lakes area of Lakewood offers lakeside living, parks, and easy freeway access. It's a great option for renters drawn to Lakewood's amenities while still being within a short drive of Steilacoom's waterfront.
DuPont
Located south of Steilacoom, DuPont is a master-planned community with well-manicured neighborhoods, parks, and proximity to JBLM. It's a popular choice for those who want a newer suburban environment with easy access to the base and I-5.
University Place
Northwest of Steilacoom, University Place offers a polished suburban setting along the Chambers Bay corridor with excellent parks, shopping, and Puget Sound views. It's well-suited for those who appreciate natural beauty alongside everyday conveniences.
Washington's First Incorporated City
Steilacoom's designation as Washington's first incorporated city gives it a depth of history and character that few communities in the region can match. The downtown area features preserved historic architecture, local shops, and a genuine small-town feel.
Puget Sound Waterfront Access
Steilacoom sits right on the Puget Sound shoreline, giving residents access to public beaches, scenic waterfront views, and the Steilacoom Ferry Terminal—which connects to Anderson and Ketron Islands. The coastal setting offers year-round outdoor enjoyment including walking, kayaking, and taking in the iconic views.
Intimate Community with Big Amenities Nearby
While Steilacoom has the feel of a quiet, close-knit town, it sits just minutes from Lakewood and approximately 12 miles from downtown Tacoma. Residents enjoy the serenity of a small community while remaining connected to the broader South Sound's employment, shopping, dining, and cultural scene.
Parks and Natural Beauty
The surrounding area is rich with natural spaces, including Steilacoom Park, Fort Steilacoom Park, and access to Chambers Creek Regional Park. The region's lush evergreen landscape and waterfront vistas define the outdoor character of life here.
Strong Educational and Employment Access
With Pierce College Fort Steilacoom less than a mile away and Joint Base Lewis-McChord nearby, Steilacoom is well-positioned within the region's educational and employment ecosystem.
Explore the Steilacoom Historical Museum
Dive into the deep history of Washington's oldest incorporated city at the Steilacoom Historical Museum. The museum offers rotating exhibits and a strong educational experience for history enthusiasts of all ages.
Visit Steilacoom Park and the Waterfront
Steilacoom Park offers access to the town's scenic waterfront, where walking paths, picnic areas, and views of Puget Sound and the Olympic Mountains create a memorable setting for outdoor relaxation.
Take the Steilacoom Ferry
The Steilacoom Ferry Terminal is just minutes from Harbor Oaks, offering scenic ferry rides to Anderson Island and Ketron Island—a unique adventure and a truly Pacific Northwest experience.
Discover Fort Steilacoom Park
One of Pierce County's largest parks, Fort Steilacoom Park spans over 340 acres and features hiking and cycling trails, open meadows, a dog park, and access to Waughop Lake. It's an outstanding venue for year-round outdoor activity.
Shop and Dine Near Lakewood Town Center
A short drive away, Lakewood Town Center offers a wide variety of restaurants, cafés, national retailers, and entertainment options—making it easy to enjoy a full day out without going far.
Major Employers Nearby
- Joint Base Lewis-McChord (JBLM): A major employer and one of the largest military installations in the nation, located just minutes from Steilacoom.
- Western State Hospital: One of Washington's largest state psychiatric hospitals and a significant regional employer, located in Steilacoom.
- Pierce College Fort Steilacoom: A major educational and employment hub less than a mile from Harbor Oaks.
Access to Tacoma and the South Sound
Steilacoom is located approximately 12 miles southwest of downtown Tacoma, connected via Steilacoom Boulevard and Chambers Creek Road. These primary routes provide efficient daily commuting options throughout the region.
Key Roadways and Transit
- Steilacoom Boulevard: The primary arterial connecting Steilacoom to Lakewood, I-5, and points north toward Tacoma.
- Chambers Creek Road: Offers a scenic and direct route to neighboring communities and recreational areas.
- Pierce Transit: Regional bus service connects Steilacoom to Lakewood, Tacoma, and surrounding communities.
Nearby Educational Institutions
- Pierce College Fort Steilacoom – Less than 1 mile from Harbor Oaks; a major two-year college offering a wide range of academic and vocational programs.
- Clover Park Technical College – A short drive into Lakewood; offers career-technical education programs in a variety of fields.
- Tacoma Community College – Located in Tacoma, approximately 12 miles north; one of the region's leading community colleges.
Major Employers Within Commuting Distance
- Joint Base Lewis-McChord (JBLM): The nation's largest joint military base, located just minutes from Steilacoom.
- Western State Hospital: A state-operated psychiatric facility and major employer in the Steilacoom community.
- MultiCare Health System / St. Clare Hospital: A full-service regional hospital located approximately 6 miles away in Lakewood.
Community Amenities at Harbor Oaks
Resort-Style Swimming Pool with Lounge Seating Unwind at the outdoor resort-style swimming pool, featuring comfortable lounge seating—perfect for relaxing on warm Pacific Northwest afternoons.
On-Site Fitness Center Stay active year-round with access to the community's fully equipped fitness center, designed to support a healthy and balanced lifestyle.
Nearby Walking and Running Trails The community's location near Steilacoom Park and Fort Steilacoom Park provides easy access to scenic walking and running trails ideal for outdoor exercise and exploration.
Beautifully Landscaped Grounds Harbor Oaks is surrounded by lush, well-maintained greenery, creating a peaceful and visually appealing environment throughout the community.
Pet-Friendly Community Harbor Oaks welcomes cats and dogs, and the surrounding neighborhood's parks and trails make it easy to enjoy the outdoors with your pets.
In-Home Apartment Amenities
- 15-Foot Vaulted Ceilings – Soaring ceilings create a sense of openness and light in every home.
- In-Unit Washer and Dryer – Every home features in-unit laundry for maximum convenience.
- Oversized Energy-Efficient Windows – Flood your home with natural light while supporting energy efficiency.
- Hardwood-Style Flooring – Updated flooring throughout living areas for a clean, modern look.
- Walk-In Closets – Generous closet space to keep every home organized and comfortable.
- Private Patio with Personal Lawn – Each single-level home includes a patio and private outdoor space, perfect for gardening or relaxing outdoors.
- Single-Level Layouts – No neighbors above or below; each home has its own ground-level footprint.
- Stainless Steel Appliances – Modern, updated kitchens with quality stainless steel appliances.
- One-, Two-, and Three-Bedroom Layouts – Ranging from 726 to 1,126 square feet.
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